Connecting Affirm as a Payment Provider

Accept flexible payments from your customers using Affirm as a payment provider. Using Affirm, you can offer customers the option to pay in 4 interest-free payments every 2 weeks, or in longer installments up to 36 months on cart values over $150. Affirm pays you within 1-3 business days of the purchase.

General Info

Supported countries

United States

Supported currencies

USD

Transaction fees

Fees may vary

Notes

The currency used in your Wix account must match the currency in your Affirm account. If the currencies do not match, the transactions may be declined. Learn how to change your currency.

Managing your account

For information on topics such as payout schedules, refunding a customer, chargeback disputes, and more, please visit the Affirm Business Resource Hub

Connecting Affirm

1. Go to Accept Payments in your site's dashboard.
   Tip: Check your business location at the top right. If incorrect, click the drop-down menu to change it.

2. Click See More Payment Options.

3. Click Connect next to Affirm

1. Depending on whether you have an account with Affirm or need to create a new one, follow the steps:

Have an account

1. Enter your Public Key and Private Key.

2. Click Connect.

3. Initiate a test transaction ($50+) and select Affirm as your payment method. Once you have been redirected to Affirm, the test is complete. You do not need to submit payment information, or apply to Affirm to complete the test.

Don't have an account

1. Click Create Affirm account.

2. Once your merchant account is approved, you will be provided with your unique Public Key and Private Key.

3. Return to the Accept Payments (repeat steps 1-4) and follow the steps under Have an account to connect your account.

FAQs

Click a question below to learn more about accepting payments.

How do I complete the Affirm integration with Wix?

You need to initiate a test transaction to ensure the Affirm checkout is working for your customers. This final step is also required to complete the Affirm integration on your site.

Your test purchase must be an item (or items) worth $50 or more and you must select Affirm as the payment method. Once you have been redirected to Affirm, the test is complete. You do not need to submit payment information, or apply to Affirm to complete the test.

Can I use Affirm with Wix Payments?

Yes. Affirm is also available as a payment method through Wix Payments.

How can I tell if a payment method is active?

In order to accept online payments, you must connect a payment provider.

Once connected, your checkout will be active for your chosen payment method(s).

You need to have your account successfully verified to receive payouts.

Is my currency supported?

Be aware that payments will fail If you are using an unsupported currency.

The currency used in your payment provider account must match the currency that you set in your Wix account. If you need to change the currency set in your provider account, please contact your payment provider.

If your current payment provider does not support your desired currency, Wix hosts a wide range of alternative payment providers. Learn how to change your payment provider.

What is a minimum payment amount?

Some payment providers have a minimum payment threshold (e.g. $1.01). Payments below this amount will not be processed.

Make sure that all of your products or services are priced over the minimum threshold. This includes discounted items or Pricing Plans.

Please contact your payment provider to get the most up-to-date information about their minimum payment threshold.

Can I offer recurring payments?

To offer recurring payments, you must connect a payment provider that supports recurring payments.

How do I get my payouts?

Payouts are managed by your payment provider. If your provider is a third-party provider, contact them directly.
If your provider is Wix Payments, learn about receiving payouts from Wix Payments.

My customers' payments are being declined. What can I do?

If your customers are experiencing payment failures, you may be able to fix the issue by troubleshooting issues for accepting payments.

Why can’t I connect my desired payment provider?

If you’re having trouble connecting your payment provider, you may be able to fix the issue by troubleshooting common connection issues.

Do I need a Premium plan to accept payments?

Yes. Your Wix site needs to have a Business & eCommerce Premium plan in order to accept payments.