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Accepting payments on your site

Wix Checking: Transfer Out to ACH Accounts


  • Wix Checking is currently only available to select users in the U.S. If you live in the U.S and your business was formed in the U.S, but you don’t have access to apply for Wix Checking, contact Customer Care.

  • Wix Checking may also be referred to as Wix Balance.


Transfer funds from your Wix Checking account to any account within the Automated Clearing House (ACH) network. This includes everything from person-to-person transfers, bill payments, direct deposits and many other possible transactions across the AC H banking network.


Screenshot showing an overview of the transfer button and add money button.


Transferring to another account


  1. Go to Wix Checking in your site's dashboard.

  2. Click Transfer Out.

  3. Enter the amount you wish to transfer.

  4. Click To to choose a recipient:

    • New recipient:

      1. Enter the account holder's name under Recipient Name.

      2. Enter the Routing Number.

      3. Enter the Account Number.

      4. (Optional) Enter a Nickname.

      5. Click Add Recipient.

    • Your bank accounts: Click on your bank account.

    • Other recipients: Click on a saved recipient.

  5. (Optional) Click the More Actions icon

    Wix Checking: Transfer Out to ACH Accounts

    to edit or delete recipient account information.

  6. Click Continue.

  7. Review the transfer details and click Transfer.

  8. Verify your identity by entering the 6-digit code sent to your mobile device.

  9. Click Verify.


A screenshot showing the transfer button at the end of the flow


FAQs


Click a question to learn more about making transfers.


Wix Checking does not charge a fee for making an ACH transfer. Learn more about Wix Checking service fees.


Open your Wix Checking account in the dashboard, click More at the top right, then select Spending limits. You’ll see your daily and monthly limits for transfers, card purchases, and ATM withdrawals.


Yes, there are separate limits for ACH transfers, debit card purchases, payment app transfers, and ATM withdrawals.


Daily limits reset every day at 10:00 PM PT. Monthly limits reset at 10:00 PM PT on the last day of each month.


You won’t be able to complete transfers, card purchases, or withdrawals that exceed your current limits until your limit resets (daily or monthly).


Funds typically arrive in the recipient's bank account within 1-3 business days.


Yes. You can add multiple personal accounts to your saved recipients. When saving your recipient details, you can enab le the This is my bank account toggle to easily identify your own account(s).

A screenshot showing the this is my bank account toggle

If we notice unusual activity in your account, we may temporarily block transfers as a precaution. If your account has been blocked, contact Customer Care and we'll attempt to solve the issue.


Wix is not a bank. Banking products and services are provided by Lincoln Savings Bank, Member FDIC. The Wix Visa Debit Card is issued by Lincoln Savings Bank pursuant to a license from Visa U.S.A. Inc. and may be used everywhere Visa debit cards are accepted. Wix is not FDIC insured. FDIC insurance only covers the failure of a covered bank.


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